Documents required for IDFC First Bank Personal Loan
- Valid passport with expiry date, photograph, signature
- Voter ID issued by Election Commission
- Aadhaar Card issued by UIDAI
- Job card issued by NREGA and signed by a State Government officer
- Driving License issued by Regional Transport Authority
- National Population Register with name and address
Eligibility Criteria for IDFC First Bank Personal Loan
- Ages range from 25 to 55
- Minimum monthly salary - 20000 monthly
Fees & Charges
- Pre-closure fee = 5% of principal outstanding
- Late payment fee = 2% of unpaid EMI or ₹ 300, whichever is higher
Features and benefits
What you'll love
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Contactless process – Get your loan disbursed within 1 working hour. No physical meetings or document signing
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No income documents required
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Convenient repayment plans
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Quick disbursal
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Top-up facility for existing customers
Perks
- Balance Transfer
- Top-up Loan Available
- Part-Payment Available
- No Guarantor Required
- Door Step Service
- E-Approval
Think about
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Displayed EMI amount is tentative. Final details will be as per KFS document.
Overall Rating
Reviews
Easy to apply and get