Personal Loan (23)

Fees & Charges

7% of principal outstanding + applicable taxes

Fees & Charges

3-6% of principal outstanding + applicable taxes

Fees & Charges

• Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes)
• Flexi Fee: All the Flexi charges above are inclusive of applicable taxes
• Bounce Charges: Rs. 700 - Rs. 1,200 per bounce
• Pre-payment Charges: Up to 4.72% (inclusive of applicable taxes) of the principal amount of the loan prepaid on the date of such part-prepayment
• Stamp Duty: Payable as per state laws and deducted upfront from loan amount
• Annual Maintenance Charges: Not applicable
• Broken Period Interest/ Pre-monthly Instalment Interest: The amount of interest on loan for the number of day(s) which is (are) over and above the period of 30 (thirty) days from the date of disbursement of the loan
• Switch Fee: Up to 1.18% of the loan amount (inclusive of applicable taxes)
• Cash Collection Handling Charges: Rs. 177 (inclusive of applicable taxes) will be charged if customer opts to make payment in cash when the collection is done by the collection agents
• Cash Deposit Charges: Customers will incur a cash deposition charge of Rs. 50 (inclusive of applicable taxes) when making cash payments at our branch offices
• PG Facility Charges: Rs. 11 (inclusive of applicable taxes) will be charged for utilizing the payment gateway to make part or full payments towards the loan through digital properties

Fees & Charges

3% on principal outstanding amount.

Fees & Charges

13-25 months, a 5% penalty in the principal outstanding is levied

Fees & Charges

Interest Rates:

• 10.75% - 15.75% per annum (floating interest rate)
• 10.50% - 15.50% per annum (for pensioners and defence personnel)

• 1.50% of the loan amount (minimum ₹1,000 and maximum ₹15,000)
• Nil for defence personnel and pensioners

• 3% of the prepaid amount (if prepaid within 1 year from the date of loan disbursement)
• 2% of the prepaid amount (if prepaid after 1 year from the date of loan disbursement)

• Nil (no foreclosure charges for personal loans)

• Cheque bounce charges: ₹500 per instance
• Loan cancellation charges: ₹500
• Stamp duty and other statutory charges: as applicable

Fees & Charges

N/A

Fees & Charges

Fees & Charges

N/A

Fees & Charges

N/A