HDFC Bank UPI Rupay Credit Card

Eligibility Criteria

HDFC Bank UPI RuPay Credit Card: Your Way to Smooth Digital Payments

Card Details:

HDFC Bank UPI RuPay Credit Card is a very powerful financial tool, combining the features of a digital payment system with the power of a credit card. Filled with features and benefits, this product is tailored for the dynamic and modern consumer in today’s life from one of India’s leading private sector banks, HDFC Bank. 

Eligibility Criteria:

Here, the eligibility criteria for HDFC Bank UPI RuPay Credit Card are:

• An Indian resident who falls between 21-65 years of age
• Steady source of income, whether through employment or self-employment
• The minimum annual income to be ₹2.4 lakhs for the salaried and ₹3 lakhs for self-employed

Required Documents:

The following list shows the documents mostly required while applying for an HDFC Bank UPI RuPay Credit Card:

Completed application form

• Identity Proof: Aadhaar card, PAN card, driving license, or passport
• Address Proof: Utility Bill, Bank Statement, or Aadhaar Card
• Income Proof: Salary Slips, Bank Statements, or Income Tax Returns

Card Features & Benefits: HDFC Bank UPI RuPay Credit Card is literally loaded with features and benefits tailored to address the divergent needs of a cardholder. So, come the following features and benefits:

1. Seamless Digital Payments

Integrated Unified Payments Interface that enables cardholders to make safe and instant digital payments directly from their mobile phones.

• Accepted at every RuPay-enabled merchant, thus highly accepted across the country.

2. Reward Points:

• On all eligible spends, earn reward points redeemable for rewards as varied as gift vouchers, travel experiences, and merchandise.

– Earn reward points in bonus categories like online shopping, grocery, and dining.

3. Contactless Payments:

Equipped with contactless technology, now do fast and safe ‘tap and go’ transactions up to ₹5,000.

Provides additional safety and convenience in times of COVID-19.

Complimentary Insurance Coverage:

4. Accident Insurance: It covers accident insurance up to ₹10 lakhs. That means, in case of a financial crisis due to an accident, one will have back-up protection against any kind of financial hindrance.

• Purchase Protection Insurance: This covers items purchased against theft, damage, or loss.

Exclusive Offers and Discounts:

• Special deals, discounts and offers across hundreds of online websites, travel portals, and restaurants.

Special privileges and experiences at select partner establishments.

Card Description:

HDFC Bank UPI RuPay Credit Card brings convenience, security, and value-added benefits to the new-age, tech-savvy consumer. The card membership can be used seamlessly through the Unified Payments Interface for making digital payments using mobile devices, thereby empowering smooth and hassle-free transactions.

The RuPay network on the card makes it highly acceptable all across the country, providing users with a huge network of merchants all over the country where they can make purchases or transactions. Added to this is the reward points program, which further increases the value proposition of the card through flexibility provided to the cardholder in earning and redemption of points for various rewards and benefits.

The HDFC Bank UPI RuPay Credit Card comes with contactless payment features for speedy and safe transactions at low values. This feature is not only adding to the card’s convenience but is also very timely in light of the growing preference for touchless payments in the post-pandemic era.

Moreover, the buy-in-bulk insurance on the card includes accident insurance and purchase protection, therefore making an enlarged protection pocket for the cardholder and peace of mind in case anything unfortunate happens.